About DSM Insurance:
Homeowners, Auto, & Commercial Insurance in Liberty Hill, Dallas, Austin and more

We ARE the Trusted Choice

Davidson Stewart Morelock Independent Insurance Group LLC (DSM) was formed in 2008 (Originally Stewart Morelock Insurance, est. 2005) by insurance professionals with over 50 years of combined experience in the property & casualty insurance industry….experience includes; senior officers of regional insurance companies & wholesalers, reinsurance brokers, personal & commercial insurance production agents, agency owners, underwriting managers & agency directors. DSM is directly appointed with all major insurance carriers and brokers, and has the capability to place virtually all lines of business and personal lines insurance.

DSM agencies are members of Trusted Choice. Trusted Choice is an agency recommendation engine. They represent Independent Insurance Agencies that agree to deliver exceptional client experiences. By maintaining standards that exceed expectations, Trusted Choice agencies put the needs of their clients first. Because they’re independent, they’re not restricted to the limited products provided by one single insurance carrier. As an Independent Agency recommended by Trusted Choice, DSM works for you, not for the insurance company.

You Know What You’re Getting With DSM

Liability limits, specialty coverage, scheduled personal property, deductibles, payment options: There are so many considerations when selecting the right insurance policy. How can you be sure unless you fully understand the full and intricate workings of each policy? DSM independent agencies start by learning what you need in your insurance coverage. We discover what your risks are and shop for policies that specifically address those risks.
You don’t have to be an insurance expert…that’s our job. We simply make it easy to get the policy you need at rates that fit your budget.

Why More Options Are Better for You

There are teen-aged drivers and elderly drivers. There are sports cars and RVs, condominiums and two-story homes, newlywed couples and large families with lots of kids. The point is, the way we live, the places we live in, the things we drive and the families that we have vary greatly. So do the companies that provide insurance.
Some carriers are more competitive with younger drivers, while others offer better deals for experienced drivers with clean driving records. Many companies offer discounts when you purchase both automobile and homeowners’ insurance. Others provide multi-vehicle discounts. Certain security devices will qualify you for homeowner’s insurance discounts with some carriers.
DSM works with a wide variety of insurance carriers, and having more options means having a greater ability to save you money. We know what underwriters are more competitive in certain types of risks and we match you with the company best suited to provide quality coverage at a great price. Multiple insurance companies mean multiple options and a policy that delivers excellent protection.

Meet Our Team

Kenneth Davidson

Industry Experience – 20 years. The University of Texas at Austin. Experience history includes: Senior Vice President/Partner – Texcap/Concord Insurance Services; Vice President of Sales & Marketing for Heartland Marketing Group, Principal – Davidson Stewart Morelock Independent Insurance Group, LLC

Alec Stewart

Industry Experience – 18 years. The University of Texas at Dallas. Experience history includes: Senior Commercial Lines Producer - Curley Insurance Group; Re-insurance Broker – E.W. Blanche, Principal – Stewart Morelock Insurance Agency, Principal – Davidson Stewart Morelock Independent Insurance Group, LLC

John Morelock

Industry Experience – 18 years. The University of Mississippi (Ole Miss) Experience history includes: Insurance/Risk Management; Senior Commercial Underwriter – Safeco Insurance; Senior Account Executive/Managing Officer – Dallas based Independent Insurance Agency, Principal – Stewart Morelock Insurance Agency, Principal – Davidson Stewart Morelock Independent Insurance Group, LLC