If you own a small business, you know how hard you have worked to get your business started and sustainable. Most small businesses fail in the first the year. So congratulation, you have made it this far. Even if…
As the month of October approaches as families prepare for Halloween, parents are left wondering what Halloween will be like in 2021, given the ongoing coronavirus pandemic. Kids and adults are looking forward to dressing up and going out…
While these are responses from large corporations, we take away many applications for medium and small businesses. Here are some of the risk issues for 2021. According to a recent AMEX survey, 92% of businesses pivoted last year, and 76% of…
There are more remote workers in American today than at any time in our recent history. Many employers are embracing this trend, but there are new risks to consider. As a result of this distant work environment, a crucial problem…
An Insurance Update As a business owner or homeowner, managing your risk is critical to keeping your business going and your family safe. It is important to have an insurance program that is designed that addresses your needs and risks….
Everyone needs some level of personal insurance. Most of the purchases, auto insurance, homeowners or renters insurance, life insurance, and maybe persona umbrella coverage. There are many choices that at times you may wonder which is best for you and…
Every business has risks, and commercial insurance can respond to many accidents, injuries and claims. But commercial insurance does not cover every risk you may have. The good news is that we have real solutions for your business risks. A…
When a fire destroyed a fifty-unit apartment complex, the owners found themselves in a tough situation. The owners had insurance to cover the repairs and replacement of all the damaged units, and because the agent had done his job the…
Employment risks are some of the most serious faced by employers. These risks can include sexual harassment and discrimination. Employment litigation can destroy a firm large or small. Employment Liability Facts California firms are three times more likely to be…
What Large Companies Do To Lower Costs That Any Company Can Do As we continue on our journey to a better understanding of insurance, we thought it would be informative to identify some risk management “best practices” of larger companies….
