Employment related risks may be some of the most costly for California businesses. Most EPLI claims are centered on sexual harassment and wrongful termination. Firms with less than 50 employees are prone to have more exposure due to lack of…
Home-based businesses can offer the best of two worlds; working from home and earning a living. In fact, over 50% of small businesses are run from homes. But there are risks in operating your business from your home. Most home-based…
A Personal Insurance Update Do you think you could create a list of every household item without being in your home? If you have a loss that is exactly what you may have to do. Think about every piece of…
The rain, snow and cold weather has arrived. It time to shop for new winter clothes, time to consider how to protect your home from the winter conditions that are fast approaching. With temperatures falling and meteorologists predicting a colder…
To protect a small business from potential lawsuits, liability insurance is necessary. Policies vary greatly, and they cover different classifications of risks for varying costs. Before shopping for a policy, it is important to educate yourself about liability insurance. Business…
Many people are unsure what an umbrella policy is or what it covers. When you are outside, and there is a light rain or breeze, you generally don’t need or want an umbrella. However, if it is pouring down rain…
2021 will be an interesting year and there are sure to be many changes in your life, your work and your finances. It is important that your insurance is able to address your needs as your life changes. Our team…
Part of your business planning for 2021 should include an annual business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office, and we will be happy to discuss these…
Business Insurance Update Most businesses enter into lease agreements from time to time. These agreements might involve equipment, buildings or other products and or services. Every lease agreement has insurance provisions. Your commercial insurance may or may not respond to…
Are Your Commercial Insurance Costs Too High? Most commercial insurance experts are predicting lower rates for most businesses across the United States. Commercial insurance buyers should anticipate lower rates and wider choice in coverage terms at upcoming renewals as insurance…
