The future is now, and if you want your business to compete over the next few years you may want to pay attention to the following topics. There are a number of factors that will affect the business of insurance…
Employment related risks may be some of the most costly for California businesses. Most EPLI claims are centered on sexual harassment and wrongful termination. Firms with less than 50 employees are prone to have more exposure due to lack of…
Home-based businesses can offer the best of two worlds; working from home and earning a living. In fact, over 50% of small businesses are run from homes. But there are risks in operating your business from your home. Most home-based…
Part of your business planning for 2021 should include an annual business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office, and we will be happy to discuss these…
Business Insurance Update Most businesses enter into lease agreements from time to time. These agreements might involve equipment, buildings or other products and or services. Every lease agreement has insurance provisions. Your commercial insurance may or may not respond to…
Are Your Commercial Insurance Costs Too High? Most commercial insurance experts are predicting lower rates for most businesses across the United States. Commercial insurance buyers should anticipate lower rates and wider choice in coverage terms at upcoming renewals as insurance…
An Auto Insurance Update You may have noticed your auto premiums are increasing. In fact, auto rates are increasing all over the country. The reason for the increases are not what you may think. It is not because the…
You’ve worked hard to earn your lifestyle. Consider adding additional liability protection to your Texas Auto, Home, Renters or Condo policy. Personal Umbrella Liability coverage added to your other policies can protect you, your spouse and any relatives living in…
Most Americans have risks associated with their wealth and need the right insurance to manage that risk When we think of high net worth people, most of us tend to think of CEO’s, athletes, or celebrities. However, what we fail…
Cyber risk and cloud computing is a topic that keeps evolving. In a recent study 40% of companies thought they did not need cyber liability insurance. Many thought cyber liability was covered under their business insurance policy. And others thought…
