Slip and fall accidents are some of the most common accidents you can have as a business owner. Slips, trips, and falls constitute the majority of general industry accidents. They cause 15% of all accidental deaths, and are second only to motor vehicles as a cause of fatalities. You have customers, clients, vendors, employees, and family members on your premises every day. “Slip and fall” is a term used for a personal injury case in which a person slips or trips and is injured on someone else’s property. These cases usually fall under the broader category of cases known as “premises liability” claims. Slip and fall accidents usually occur on property owned or maintained by someone else, and the property owner may be held legally responsible.
In order to recover damages for a slip and fall injury sustained on another’s property, there must be a responsible party whose negligence caused the injury. However, most business insurance policies have premises liability coverage which allows for claim payment without the need to prove liability.
Slip And Fall Prevention At Your Business
Maintain all walkways and common areas.
Use anti-skid adhesive tape in high-traffic areas.
Display wet floor signs when appropriate.
Keep all work areas, passageways, storerooms, and service areas clean and orderly.
Have proper lighting in parking lots and entrances.
Keep walkways free of ice, snow, or other items that might cause someone to slip.
Have a procedure to deal with spills and ensure spills are reported and cleaned up immediately.
DSM offers commercial insurance placement and risk management solutions, designed with your business in mind. We ensure that your business has the comprehensive coverage necessary to protect the property, assets, and people that matter most to you. No single agency can offer the options or blanket of services you’ll find with DSM.