Most businesses require cargo insurance from an owner-operator or firm transporting goods. Cargo insurance for trucks protects both the owner of the transported goods and the driver or company transporting them. Most firms and risk managers require motor truck cargo liability to ensure that their products and goods arrive at their final destination without incident.
Coverage for your motor truck cargo is mostly determined by your insurance and the carrier you select. Our insurance agency works with a range of insurance companies to help you find the right coverage for your company. We collaborate with you to determine what you require from a motor truck cargo policy and to assist you in preparing for any disasters that may occur. The following are some of the important occurrences covered by motor truck cargo insurance:
- Dumping of loads
- Undeliverable cargo
If every business faced the same risks, one insurance company could provide all the protection each business needs. The number of risks that businesses face is as varied as the businesses themselves. Some may be shared from industry to industry, but there are numerous issues unique to each, and those issues pose a real and constant threat to the ongoing success and financial stability of your business.
The DSM family of independent insurance agencies maintains a network of top-rated insurance carriers who specialize in evaluating commercial risks and providing solid risk management solutions in the form of affordable commercial insurance.