Who Needs Texas Commercial Insurance?

partners in risk

You’ve probably heard of commercial insurance as a highly experienced business owner or manager. This coverage assists your company in dealing with potential income losses, property damage, worker’s compensation issues, and possibly marketing liabilities.

Owners of Businesses

As a typical business owner, you understand the importance of having commercial insurance. There are numerous risks that your business may face, and you cannot ignore the possibility that some of them may occur to you. With commercial insurance, you will be prepared to handle any potential risk without compromising your company’s survival.

Owners of Home-Based Businesses

Just because you run a home-based business does not mean you don’t need commercial insurance. Regardless of the business’s size, your company faces all possible risks.

Business Vehicle Owners

You need commercial auto insurance if you have a truck that makes deliveries and transports goods over long distances. In this case, your truck is your business, and as such, you must protect it at all costs in order to continue operating despite the challenges that lie ahead. Commercial insurance can assist with repairs, truck replacement, and, in some cases, compensation for damaged goods.

Davidson Stewart Morelock Independent Insurance Group LLC (DSM) was formed in 2008 (Originally Stewart Morelock Insurance, est. 2005) by insurance professionals with over 50 years of combined experience in the property & casualty insurance industry….experience includes; senior officers of regional insurance companies & wholesalers, reinsurance brokers, personal & commercial insurance production agents, agency owners, underwriting managers & agency directors. DSM is directly appointed with all major insurance carriers and brokers, and has the capability to place virtually all lines of business and personal lines insurance.